First Home Buyers | Mortgage Broker Dandenong, Hampton Park & Narre Warren

Before becoming a Mortgage Broker, I saw many of my friends struggling to purchase their first homes, which highlights just how chanllenging this journey can be for young people - especially as the market changes. Now, I'm passionate about helping the next generation access the property market through quality finance options and education, so each buyer can make an informed decision they feel great about.

Making property ownership accessible to everyone

The property market in Melbourne has long seemed out of reach for many first home buyers. As a Mortgage Broker in Dandenong and Hampton Park, I'm passionate about ensuring that everyone has the opportunity to buy their first home and feels confident throughout the process. 

How I can help first home buyers:

• I do all the hard work for you: With access to over 35 lenders, I’ll compare loan options to find the best deal for you. I handle all the legwork, from completing the paperwork to liaising with lenders, leaving you free to focus on finding the right place to call home.

• Guiding you through the entire process: As your Mortgage Broker, I’m here to guide you through every step of the home loan journey. I’ll work on your behalf to negotiate with the banks and make sure you have all the information you need to make an informed decision. No question is too small - I’m here to answer them all.

• Expert advice with no hidden fees: I don't charge to find you the right home loan. Instead, as a Mortgage Choice Broker, I’m paid by the lender once your loan settles. In some limited circumstances, I may charge a fee, which would be discussed with you before proceeding. My priority is making sure you get the best outcome, with no surprises along the way.

 

 

A guide for your first home journey

I've seen firsthand how tough the property market can be for people buying their first home, which is why I’m so passionate about making it easier. Let me be your guide through the property journey, from application to settlement (and beyond!)

Get in touch with Shawn

 

Buying with a Small Deposit

You don’t need a 20% deposit to buy a home - especially in today's market! Here are a few strategies to help you get into your first home sooner:

• Government Incentives: Take advantage of schemes like stamp duty discounts, the First Home Guarantee Scheme and the First Home Owner Grant just to name a few! Some even let you pool resources with a partner, friend, or sibling.

• Guarantor Loans: With a family member as a guarantor, you could buy with a smaller deposit and avoid Lenders Mortgage Insurance (LMI). Let’s chat about what this means for you and your guarantor.

• Paying LMI: In some cases, paying LMI might make sense to get you into your home faster: waiting to save more could mean missing out on the property you want.

 

Start your home loan journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Get dedicated support with your first home

I love partnering with first time buyers so they can buy with confidence. To make the journey even easier, I can chat by phone, video or in person across Dandenong, Hampton Park, Narre Warren and surrounds.

Call Shawn Appanah on 0410 910 006 or click the Contact Us button below.

Call: 0410 910 006  Contact Us