Refinancing | Mortgage Broker Dandenong, Hampton Park & Narre Warren
Sometimes it feels like every dollar goes towards our home loan, which is why it's so important to make sure it's working for you and not the other way around. Refinancing regularly could see you save thousands a year, pay off your loan sooner or even unlock equity for your next big purchase. As your local Mortgage Choice Broker in Dandenong & Hampton Park, I'll help you figure out if there's a better deal available to you.
What is refinancing?
Refinancing means replacing your current home loan with a new one, often with better terms or lower interest rates. It’s an opportunity to adjust your loan as your needs or financial circumstances change. As a Mortgage Broker, I'm passionate about ensuring that your loan still works for you and you're not in a product that's too expensive or inefficient.
What is repricing?
Repricing is like refinancing, but without switching lenders. It involves negotiating with your current bank to secure a better interest rate or loan terms. Repricing can sometimes be the cheapest way to save money on your loan! But it's important to have an expert on your side, to let you know if what your bank is offering is actually a great deal!
Our Free Home Loan Review Service
The hardest part of refinancing can be knowing where to start. That’s why, as your local Dandenong Mortgage Broker, I offer a free, simple review of your home loan to see if refinancing could benefit you. I’ll assess your current loan and explore options to save you money or meet your goals.
Here’s how the process works:
- Understand your goals: We’ll chat about what you’re looking to achieve, whether it’s saving on repayments, accessing equity, consolidating debt or all of the above! Some clients don't realise how much they could save before they book a loan review.
- Compare the options: I’ll review your existing loan and compare it against the latest offers from over 35 lenders to find a better deal. I talk you through your options, how much you could save over the life of the loan and any costs that might come with switching.
- Take care of the details: If you choose to refinance, I’ll handle all the paperwork and negotiations with lenders, making the process simple and stress-free. My goal is to leave you and your finances better off in the long run.
Saving you money through refinancing
It's important your loan works for you, and not the other way around. I’ll help you compare better deals, manage the entire refinancing process and make sure your loan stays competitive in the future.
Get in touch with Shawn
Start your home loan journey today
Get dedicated support with your refinance
It's important to review your home loan regularly to make sure it still works for you. To make the journey even easier, I can chat by phone, video or in person across Dandenong, Hampton Park, Narre Warren and surrounds.
Call Shawn Appanah on 0410 910 006 or click the Contact Us button below.
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
