Refinancing | Home loans Manly, Northern Beaches & Chatswood

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Refinancing your home loan

Even if your home loan was exactly what you wanted when you first took it out, chances are that after a few years, your needs have changed or there’s a more appealing offering available on the market. While you might think you are locked into the same loan until it is paid off, this couldn’t be further from the truth. Don’t let your finances suffer by sticking with the same old home loan - talk to Snow Hu about your refinancing options and how you could be better off with a different deal.

Is refinancing worth it?

There’s a common misconception that refinancing your home loan is both difficult and time consuming. But it doesn’t have to be! When you work with Snow as your mortgage broker in the Manly region, she will handle all the difficult parts so that the changeover will feel like a breeze. Snow will assess any hidden break costs in your current loan and make sure you will be saving money in the long term, as well as handling your new loan application from start to finish. Whether you want to change lenders or just take advantage of a different loan option, Snow will help you find the right path to take.

By switching loans, you could be saving a lot more than you might think. Even a small change to your interest rate can accrue massive savings in the long run, and you may even be able to reduce your account fees to add to your cash. But refinancing doesn’t only save you money - you can also consolidate your debts, access equity, and gain new useful features like redraw facilities. Talk to Snow about refinancing today to learn exactly how a new loan could be benefitting you.

Free home loan review

Not sure if refinancing is the right choice for you? Snow can offer you a free review of your current home loan where she will assess your options and help you make an informed decision about whether to refinance or not. Get in touch with her today to book your obligation-free appointment.

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Compare interest rates

Use our free online calculator tool to compare what your loan would look like with a different interest rate. The difference may be more significant than you think!