Debt Consolidation | Local Mortgage Broker in Manor Lakes, Altona & Truganina

If you have multiple sources of debt like a credit card debt, car loan or after-pay debt, you might consider consolidating your debt into one easy, low-interest loan. It's a popular and effective strategy to save money and pay off your debts faster. As your local Manor Lakes Mortgage Broker, I specialise in helping my clients take control of their finances through debt consolidation.

What is debt consolidation?

Consolidating debt can make it easier to manage your debt by combining all debt repayments into one regular, consolidated repayment.  As your smaller debts likely have higher interest rates, having one larger (and low interest rate) loan could potentially save you thousands in the long run. Not to mention the time you will save keeping up with the admin lots of smaller debt can bring.

You can consolidate your debt into:

• A new personal loan: We would look at rolling your smaller debts into one larger personal loan, so we could access competitive interest rates and features. But it's important we put together a plan to ensure that we're getting this new loan paid off quickly.
• Your existing home loan: If you already have a home loan, we would look at increasing your home loan by the consolidated amount of your other smaller debts. That would mean the only debt you have to consider is your home loan while also giving you access to lower interest rates. We would also review your current home loan to make sure it's still the best deal.

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How I can help with debt consolidation

When you're employing a strategy to save money, it's valuable to have an expert in your corner. As your Mortgage Broker in Manor Lakes, I'm here to help with tailored advice and experience to see if we can save you money and put you back in the driver's seat. 

• I will put together a strategy for your debts, and how we can save money and make your life easier.
• I will research the market to find some great options, either for a new personal loan or refinancing your current home loan to include an increased amount.
• I will manage all the paperwork and communication with the lender, so you can relax knowing I've got it covered. 
• I'm just a phone call away and here to answer any questions you have along the way.

 

 

Your local loan expert in Manor Lakes

Multiple loans and debts can make your finances difficult to manage, not to mention - expensive! As your local lending expert, I'll review your debts as a whole and see if we can save you money, time and energy by consolidating your debts into one.

Find out more about Srinivasa

 

Let's work together to achieve your goal

There's nothing better than my clients taking control of their finances! I would love to explore debt consolidation on your behalf. I can chat with you however is most convenient: by phone, video or in person in Manor Lakes, Altona, Tarneit, Truganina, Werribee and across Melbourne. I'm proud to offer my services in English or Tamil.

Call Srinivasa Paraman on 0435 318 560 or request a call back below.

Call: 0435 318 560  Request a call