First Home Buyers | Local Mortgage Broker in Manor Lakes, Altona & Truganina

Buying your first home is an exciting chapter of your life, but without the right advice, it can also be a stressful one. As your local Mortgage Broker in Manor Lakes, I focus on supporting first-time buyers by providing helpful advice that's relevant to your own journey. 

How I help you at each step of the loan journey

• Exploring home loan options: Our first chat will focus on learning your requirements, goals and needs. We will look at possible scenarios, your borrowing capacity and repayments. Once I have an idea of what you need, I'll explore options from over 35 lenders and present a few that suit your first purchase.
• Applying for pre-approval: As a first-time buyer, pre-approval is a valuable tool when you are looking for your property. It gives you a firm spending limit and the upper hand in negotiations. As your Mortgage Broker in Manor Lakes, I will apply for pre-approval with your chosen lender on your behalf and liaise with the lender on your behalf. 
• Working with the lender: Instead of spending hours filling out paperwork or on the phone with your bank, I manage the entire loan process for you. That includes handling all the documentation on your application, liaising directly with the lender and keeping you updated along the way. 
• Managing settlement: Once you have put an offer in on your first home, it's time for full approval and settlement. I'll manage all the requirements for settlement: paying any remaining fees, working with your conveyance and completing the final paperwork.

How much can I borrow?

Government incentives for first home buyers

While the property market has become more expensive, we definitely have some of the best Government incentives for first home buyers I've seen in a long time. They're designed so you can get into your first home faster and more and cheaply! You could use them to avoid paying Lenders Mortgage Insurance (LMI), get a discount on stamp duty or receive a cash grant. As your local Manor Lakes Mortgage Broker, I'll go through all the Government incentives and grants available and see which ones you could be eligible for. 

 

 

Local Loan Expert in Manor Lakes

I know how complex and challenging the loan process can be for first-time buyers. As your expert Mortgage Broker, I offer a free home loan service designed to support you every step of the way, start to finish. My aim to take the stress out of the process for you.

Find out more about Srinivasa

 

Best of all - my service is free!

As a Mortgage Broker in Australia, my home loan service is free because the lender you choose to go with pays a commission when you settle your loan. With 35 lenders to choose from, it means my clients enjoy expert advice and a wide choice of loan options, without worrying about the cost.

Let's work together to achieve your first home goal

There's nothing better than my clients achieving their goal of owning their first home! I can chat with you however is most convenient: by phone, video or in person in Manor Lakes, Altona, Tarneit, Truganina, Werribee and across Melbourne. I'm proud to offer my services in English or Tamil.

Call Srinivasa Paraman on 0435 318 560 or request a call back below.

Call: 0435 318 560  Request a call