Refinancing | Home loans Mickleham, Donnybrook & Doncaster

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Refinancing your home loan

There’s never been a better time to consider refinancing your home loan, especially if it’s been a while since you checked in on your rate. Many people don’t even know what their interest rate is! If this sounds like you, you can learn more about the refinancing process and how it could benefit you from Sunit and Sunchit, your mortgage brokers in the Mickleham and Donnybrook regions.

Is refinancing worth it?

We know that the prospect of refinancing can seem daunting - more trouble than it’s worth. However, the benefits of changing loans often heavily outweigh any challenges. In fact, you could be not only saving yourself money by lowering your interest rate, but also reducing your account fees and adding extra features like an offset account. And the best part is that when you work with a mortgage broker like Sunit or Sunchit, they will do all the hard work for you, so you can reap the rewards without any headaches. From closing your old loan to completing your paperwork, your team of Mortgage Choice brokers in the Mickleham area have got you covered throughout the refinancing process.

When should you refinance

It’s important to keep your home loan in top shape by reviewing it every few years. It’s also especially important to consider switching loans if

You are unhappy with your lender
Your fixed rate is ending
You have a significant change in financial circumstances
You just want a better deal!

That’s why Sunit and Sunchit, as your mortgage brokers in Mickleham, take the time to check in with you annually after your loan is settled, ensuring that your loan is right for your lifestyle. These regular reviews can end up saving you thousands of dollars in the long run by making sure you are getting the best possible deal - just think of what you could put the extra cash toward!