Debt Consolidation | Mortgage Broker Cairns City, Smithfield & Edmonton
If you’re dealing with several smaller debts, like a car loan, personal loan or credit card debt, it can feel like a lot to handle. Debt consolidation could be just what you need to simplify things. As your local Cairns City Mortgage Broker, I’m here to help you explore your options and find a strategy to put you back in control.
What is debt consolidation?
Debt consolidation is the process of combining multiple debts, like credit cards, personal loans or store cards, into one single loan: like an existing home loan or a new personal loan. This simplifies your finances by consolidating all your payments into one, with a lower interest rate. The goal is to make it easier to manage your debt, reduce monthly repayments and potentially pay off your debt faster.
How I can help with consolidating your debt:
- Expert review and advice: As your Mortgage Broker in Cairns City, I'm on your side. I'm keen to get you back in control of your finances and minimise the interest you pay. I'll review your current debts and interest rates and put together simple strategic steps to get you back on track.
- Plenty of options: I've got access to over 35 lenders - big banks, small lenders and everything in between. That means I'll be able to find a great competitive loan product to help you consolidate your debts. I negotiate with the banks to make sure they're giving us their best offer.
- All the work done for you: I handle all the paperwork that comes with your debt consolidation and refinance, including all the paperwork and communication with the lenders. I'll keep you in the loop so you can relax knowing I've got it all covered.
Let's get you back in control
Hi, I'm Sunny - your local Mortgage Broker in Cairns City. I'm passionate about helping clients reduce their repayments and get back in control. I'll compare loan options to find one that leaves you better off in the long run.
Chat with SunnyPersonal loans vs credit cards
As a Mortgage Broker, I'm passionate about debt consolidation, either through a home loan or a new personal loan. Why? Because home and personal loans offer a fixed interest rate and a set repayment term, making it easier to budget and plan for paying off your debt over time. They also typically offer lower interest rates which can help you save money in the long run.
Credit cards, on the other hand, often come with higher interest rates and can lead to ongoing debt if not managed carefully. While they offer convenience, they also encourage a cycle of continuous borrowing - at a steep cost.
Your next move, made simple
Reach out for a quick chat about your financial goals to get started! I can chat over the phone, by video or meet in person in Cairns City, Smithfield, Edmonton or anywhere across Cairns.
Call Sunny McKinven on 0401 876 558 or get in touch below.
Call: 0401 876 558 Get in touch with Sunny
