Investment loans | Figtree, Shellharbour, Wollongong and Warilla

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Mortgage Brokers in Figtree | Investment Loans

Our Mortgage Brokers in Figtree will help you navigate the loan market to ensure you secure a competitive investment loan that is right for you and your situation.

With a wide panel of lenders, including the big banks and specialist lenders, we have hundreds of investment loans available to choose from! To find out what is the right loan for your situation, get in touch with Phil Wheatley.

Contact our team today!

Tips for buying an investment property

When thinking about investing in property most of us will focus mainly on the property rather than the type of loan required, however choosing the right investment loan is the crucial first step.

The main goal of purchasing an investment property is typically growing your wealth and generating a passive income for the future, which is why it's important that you find the right property and have the right loan in place.

Some of the tips we'd recommend include:

Research first. Also learn about concepts like negative gearing, tax concessions for property investors, equity and depreciation.
Understand your finances and put a budget in place.
Select the best interest rate. The lower the rate, the lower your repayments will be.
Book an appointment with a finance & property expert, such as our team of brokers from Mortgage Choice Figtree.

Find out how much equity you have

To find out how much equity you have, you’ll need to get a property valuation. Then, you can access some of your available equity by refinancing to invest or you can take cash out of your home loan and renovate your home.

If you are ahead in your home loan repayments and have a redraw facility, you may be able to access the excess funds.