Reviews
Average client rating
5/5 From 42 Reviews
Terry has been amazing working around with us. We have so many changes in our application process which he has thoroughly studied and helped us get through it all. He is very thorough and great in what he does. We are now officially first home owners in Niagara Park, NSW Thanks to Terry
I cannot recommend Terry enough to help with your home loan application. He went above and beyond for everything to help us buy our first home. Very knowledgeable and was very easy to work with.
Terry got us into our first home and couldn't be more helpful
Really great guy and knows his stuff
Thanks Terry
Terry is a very professional, friendly and honest Mortgage Broker who always answered my queries promptly and got me the best rate. Pre approval was so fast. Im so happy with my house purchase in Umina. I would recommend Terry to anyone for all your home loan or Financial needs.
Many thanks Terry for doing such a great job on my mortgage recently. I appreciate you went above n beyond and made the whole process very easy for me. Wouldn't hesitate to use your services again, thanks.
Terry is amazing
He went above and beyond to help refinance my mortgage within very tight deadlines over the crazy ChristmasNew Year period. Nothing was too much trouble. Terry was happy to meet face-to-face and take calls outside of normal business hours. He calmly answered every one of my questions while coordinating responses to the banks' numerous requests for additional information. His support was paramount to successfully achieve the outcome I was looking for. Thank you, Terry
Highly recommended
Mortgage Choice were terrific. Terry refinanced our 2 investment loans and we are now saving 460 per month. The loans were only small, but Terry had them combined so that we qualified for a 3,000 cashback for refinancing. I highly recommend Terry for refinancing.
Terry was excellent. From his first meeting us after hours at our house to obtaining a First Home Buyers gurarntee from the government. It was very reassuring to have his professionalism and guidance to buy our first home. Thank you Terry.
Terry did an amazing job Despite my contract job causing loan rejection, he found a bank and loan that saved the day. Forever grateful
I highly recommend Terry from mortage choice to anyone looking to secure a mortage. I was also referred to him by a friend. I am first home buyer and had very limited knowledge about the process. We explored many options and we found a good lender for a low interest rate. The whole process was smooth, well communicated and i was kept up to date every step of the process. Overall service 1010 with prompt responses and highly recommend.
Great service. Terry went above and beyond to answer all my questions and assist with me my home loan and refinance.
If you are looking for a great mortgage broker Terry is the perfect choice He was always readily available to answer any questions I had or to further explain any processes I didn't understand. He made the process of buying a home less stressful and never gave up on helping me even when it took me close to a year to find the right home. I would recommend him to any friends or family
Terry has been a pleasure to interact with and was always well informed. I would highly recommend his services. Ten stars
Terry was brilliant. My bank said no to a home loan because of my contract employment status but Terry so easily found a bank and home loan to help. I'm forever grateful.
I engaged Terry Hinchliffe as broker to purchase investment property. I found Terry to be proactive and always willing to assist. Communication throughout the process has been great.
Should anyone be in need of Broker I would recommend the services of Terry.
Thanks, Terry.
Regards Peter Cook
P J Cook Building
Terry refinanced my home loan. He got me a lower interest rate and Im saving a lot of money. He did all the work and made ur easy. Very trustworthy, I highly recommend him for refinancing.
From start to finish Terry guided us to find the loan suited to us as first home buyers. We had no idea what to do but Terry made the process easy for us and is an absolute pleasure to deal with.
We had many phone conversations, even after hours were no problem for Terry, he is a professional who follows through with his word. I would recommend him in the highest of regards. Thanks again, Blake.
Terry is a great communicator and so helpful in making you feel comfortable with the borrowing process. I have used Terry for our first home loan previously and I will continue to ask his professional opinion in the future. If you are unsure of how and why of Terry is the guy for you Thank you once again, Maddy.
Terry was great. I'm self employed and my bank turned me down. He was able to find me a different bank who accepted my financials and gave me a home loan.
What can I say about Terry! A true professional where no effort was spared to get us the best deal. His style was relaxed , transparent and extremely communicative, whether it be via email and/or phone. Nothing was any trouble - even personally delivering documents to my front door , as opposed to using a courier service. Or, printing off documentation for me knowing that I did not have a printer at the time. It has been a challenging time as the property hunt took a while plus adding several interest rate rises into the mix in the process! Terry kept us abreast of all upcoming rate changes, etc, and any additional costs to us, ensuring everything was clear and understand - all in a very timely manner. With all the rate rises, he continued his research and found us a better deal and was not content for us to remain with the current financial institution. Terry took out all the stress and anxiety one experiences when purchasing. I could go on and on. If you're interested in real estate as a first home buyer or investor, I would, without reservation ,recommend Terry as your broker.
What can I say about Terry A true professional where no effort was spared to get us the best deal. His style was relaxed , transparent and extremely communicative, whether it be via email andor phone. Nothing was any trouble - even personally delivering documents to my front door , as opposed to using a courier service. Or, printing off documentation for me knowing that I did not have a printer at the time. It has been a challenging time as the property hunt took a while plus adding several interest rate rises into the mix in the process Terry kept us abreast of all upcoming rate changes, etc, and any additional costs to us, ensuring everything was clear and understand - all in a very timely manner. With all the rate rises, he continued his research and found us a better deal and was not content for us to remain with the current financial institution. Terry took out all the stress and anxiety one experiences when purchasing. I could go on and on. If you're interested in real estate as a first home buyer or investor, I would, without reservation ,recommend Terry as your broker.
We refinanced with Terry he was amazing did all the heard work for us and got us a great new home loan..very happy
Terry was so helpful with my purchase of my first home He was able to answer all my questions I had a lot and was super helpful throughout the whole process, keeping me up to date with everything that was going on He was able to come to me after hours to assist with paperwork with which was so handy as I am a full time worker, and was always a phone call or text away when I had any questions. I appreciate all the help he has given me during this stressful process and would recommend him to anyone looking to purchase their own home.
Very professional, thorough, and very responsive to all my questions which took away all the stress. I highly recommend Terry as a Mortgage Broker.
Throughout our home buying process Terry was attentive and knowledgeable. He worked with us for an extended period of time at our pace and with no pressure to ensure we were happy with the outcome. He was always extremely reponsive to any and all enquries we made and made sure he could find answers to any difficult questions we may have.
We honestly could not recommend Terry enough and have already started referring all of our friends. He is perfect for first homebuyers
Thank you for all of your hard work Terry It is so appreciated.
Being a single family and me not really understanding what to look for and what would best suit my situation, I found Terry to be responsive, interested and engaging to help me understand and point me in the right direction to re finance. This has saved me 7 years off my mortgage keeping my repayments relatively the same as before. Terry explained all steps to me, he provided me with choices and kept me informed through out the process of re financing. I didnt really have to do a thing he did it all for me. I would highly recomend Terry, for anyone who wants to improve their financial position understand their options.
We definitely found the right person to help with the purchase of our home when we rang Terry. We were pretty discouraged after another well known major national mortgage broker refused to help us. As a self employed couple in our 50's, without an existing mortgage and only needing about half of the purchase amount for a moderately priced home we didn't seem to fit anyone's criteria, they didn't want to be bothered with us. Terry went out of his way to guide us through all the information we needed to get together, who to approach and how to present our case. In the end it was simple and straightforward for us at least, although I suspect Terry worked very hard on our behalf for not a lot of return. We are so grateful for his patience, perseverance and hard work and will enthusiastically recommend him to anyone who asks, in fact even if they don't ask
Thank you Terry, we thought we were destined to be renters forever until you came to our rescue.
Jonathan and Lee-Anne Houston
Terry helped us time and time again by ensuring we felt safe, secure and understood the process of a home loan application.
Ultimately, he was able to secure us a home loan that got us our first home
We had a million and one questions and he always got back to us promptly and kindly.
Thank you Terry. We appreciate the countless conversations, advice and patience.
Terry was very professional and helpful considering our complicated financial issues. Also, how wonderful that he could come direct to our home at our convenience. Would recommend.
Terry is prompt, professional and personable. As first home buyers, we felt well looked after. Terry had great advice, making the process as smooth as possible and always came through with all that we asked of him. Thank you for all your efforts, we really appreciate it
Still the best mortgage broker out there
I refinanced with Terry Hinchliffe 12 months ago to the fantastic Gateway Bank.
This week Terry has just searched through hundreds of homeloans again for me, to confirm that I still have the best deal for my circumstances.
Terry is definitely the most reliable and trustworthy Mortgage Broker out there
Terry was able to show up at my home on a weekend if thats not next level service i dont know what is. Provided contact for a great local solicitor and got me the loan i wanted with the best interest rate avaliable. Always kept me up to date with the status of where everything was and made the entire process a breeze
Great advice ......Purchasing a house through the COVID period definitely made things difficult and more time consuming than 'normal', but having Terry guide us through the process, providing quality advice, made things less stressful. We found Terry very approachable and very good with communications via phone and mobile which again assisted the process. Thanks Terry, we appreciate all your help and would highly recommend you to our network of friends.
Terry was able to show up at my home on a weekend!!!!! If that's not next level banking service I don't know what is. Provided a contact for a great local solicitor and got me the loan I wanted with the best interest rate available. Always kept me up to date with the status of where everything was and made the entire process a breeze
Terry was very professional and helpful considering our complicated financial issues. Also, how wonderful that he could come direct to our home at our convenience. Would recommend.
Terry is prompt, professional and personable. As first home buyers, we felt well looked after. Terry had great advice, making the process as smooth as possible and always came through with all that we asked of him. Thank you for all your efforts, we really appreciate it! .....Shan
AND
Terry helped us time and time again by ensuring we felt safe, secure and understood the process of a home loan application. Ultimately, he was able to secure us a home loan that got us our first home!! We had a million and one questions and he always got back to us promptly and kindly. Thank you Terry. We appreciate the countless conversations, advice and patience. ....Keziah
Terry, Aeden and I really appreciated your efforts through the whole process of buying our first home, and particularly appreciated you keeping us in the loop throughout. We’re now all settled in and we are so happy with the outcome. Couldn’t have done it without you. Will definitely recommend!
....."Hey Terry, here’s some pics :) Our dreams of owning our first home finally came true. A stressful process made easier with your help as mortgage broker, we appreciated the guidance and help along the way. We couldn’t be more happy!"
THANK YOU EVER SO MUCH for helping me to refinance. Unfortunately, I wasted almost 8 years with my previous bank and I wish I had found Mortgage Choice when I first purchased my house.
Since refinancing, I have been able to get quite far in advance with my home loan and also finally start a savings account for my holiday to Europe. I can see the home loan decreasing at a rapid rate.
Thankyou once again Terry, for all the time that you invested into my refinance. I truly am grateful. This refinance has changed the course of my financial future. I will be mortgage free in my forties, able to travel and even go get that university degree that I've always wanted. You have changed my life!
To Terry at Mortgage Choice,
We found the service you offered amazing. My wife and I both work, and trying to actually get to a branch or bank during business hours together is unbelievably difficult. You made it extremely easy by coming to us at a time and place that suited both of us. .....Terry did all the leg work dealing with all the banks and working everything out. He then came back to us with several options of refinancing with a variety of lenders. Now we are refinanced, it has made a huge difference on our lives and freed us up enormously. We are both over the moon.
Thank you Terry.
Terry Hinchliffe was a very helpful person and he treated me like a person. He understood my needs and respected the fact, I am on a disability pension. Terry respected that I have an elderly father and my loan was to build him a room onto my house, he explained everything completely, helped and did the paperwork, answered all questions and made me feel confident where others had not, other lenders tended to turn you away as soon as they hear pension. I am very happy with the Service of Mortgage Choice and very grateful to Terry and his patients and respect, a wonderful person, I and my father thank you. We wish Terry and Mortgage Choice nothing but success.
FOR OFFICE & SEO USE: Contact Terry Hinchliffe, Mortgage Choice, Central Coast on 0459 487 396 or e-mail terry.hinchliffe@mortgagechoice.com.au
Terry Hinchliffe services the NSW Central Coast for Mortgage Choice as a Mortgage Broker providing, home loans, refinance home loans, car loans, business loans, asset finance. I can assist with first home buyer grants, stamp duty information, how much can I borrow and home loan calculators.
Terry Hinchliffe, services the NSW Central Coast, as a Mortgage Choice, Mortgage Broker. Suburbs covered include Alison, Avoca Beach, Bateau Bay, Bensville, Berkeley Vale, Blue Haven, Booker Bay, Budgewoi, Buff Point, Canton Beach, Chain Valley Bay, Charmhaven, Chittaway, Copacabana, Daleys Point, Doyalson, Empire Bay, Erina, Ettalong Beach, Forresters Beach, Gorokan, Gosford, Green Point, Gwandalan, Hamlyn Terrace, Hardys Bay, Kanwal, Kariong, Killarney Vale, Killcare, Kincumber, Koolewong, Lake Haven, Lisarow, Long Jetty, McMasters Beach, Mangrove Mountain, Mardi, Matcham, Narara, Niagara Park, Norah Head, Ourimbah, Pearl Beach, Point Clare, Point Frederick, Pretty Beach, St Huberts Island, San Remo, Saratoga, Shelley Beach, Somersby, Springfield, Tacoma, Tascott, Terrigal, The Entrance, Toowoon Bay, Toukley, Tuggerah, Tumbi Umbi, Umina Beach, Wadalba, Wagstaff, Wallarah, Wamberal, Warnervale, West Gosford, Woongarah, Woy Woy, Wyoming and Wyong.
Terry Hinchliffe, services the following NSW Central postcodes as a mortgage broker for Mortgage Choice, postcode 2250, 2251, 2256, 2257, 2258, 2259, 2260, 2261, 2262, 2263.
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
