Car loans | Craigieburn, Mill Park & Thomastown

Car loan advice made easy

Our Mortgage Choice team in Craigieburn don't just offer great home loan advice - we can help you with your car loan too! With over 45 car loan lenders on our panel, we can find you a competitive, market-leading loan for your new set of wheels.

Dealer finance vs tailored advice

Dealer finance can sound really tempting - it's advertised at low interest rates and can often give you 'on the spot' approval. But if you dig a little deeper, the loan may not be what you signed up for. Low rates can come with some serious strings attached and give you less room to negotiate on the price of the vehicle.

In comparison, our service is focused solely on what you need and want from your car loan. It's like having over 45 lenders competing for your car loan at once, and puts our team in a great position to negotiate the right car loan on your behalf. We're not here to sell you a car, we're here to make sure your car loan is the right one for you.

Our free car loan service includes:

Do the research and figure out what car loans are best for you.
Put your application in with the lender and answer any questions they have.
Follow up with the lender until it settles while keeping you updated along the way.
Organise pre-approval or a refinance of your current car loan.

Your local car loan experts in Craigieburn

We don't just give great home loan advice - we can help with your car loan too (and don't forget your boats, caravans and trailers!) We have over 45 lenders to compare to find you a suitable option.

Find out more about us

Our car-buying service

If you're dreading walking around car yards or searching online, our car-buying service could be a great time and money-saving option for you. Simply tell us the make and model of the car you're interested in and we'll take it from there! Our Mortgage Choice team will then search a national network of car dealers, so instead of dealing with individual salespeople, you have dealers Australia-wide giving you their best offer.

As a network, Mortgage Choice sources hundreds of cars each month, giving you the advantage of our volume buying power to get a great deal.

Common car loan questions

What fees will apply on my car loan?

There may be some additional fees involved when applying for a car loan. They could include: a lender application fee, origination fee, vehicle inspection fee (for private purchases), monthly account fees and more. Our Mortgage Broker Craigieburn team will talk you through any fees that will applicable to your car loan.

Can I get pre-approval for a car loan?

In fact, we think pre-approval on your car loan is a great idea, particularly if you are going to be searching for the car yourself. Pre-approval basically means that the lender has given you a conditional 'thumbs up' on the loan, so you know exactly what you can afford to spend. Our Mortgage Choice team in Craigieburn and Mill Park will organise your application for pre-approval and put it through for settlement once you've found the car you want.

Let's take the next step - together

Our team has decades of finance experience behind us, which is why our clients trust us to find them the right deal. We would love to help you find a competitive car loan!

As your local Mortgage Broker team, we service the areas of Craigieburn, Mill Park, Lalor, Thomastown and right across Melbourne. We can chat with you in-person or by phone or video chat.

Call Tim and the Mortgage Choice team on 0474 596 692 or click below to book an appointment.

Call: 0474 596 692 Book an appointment