Average client rating
5/5 From 30 Reviews
Tony is knowledgeable and has been extremely helpful when refinancing our home. We have used him multiple times and keep going back for his friendly and nothing is too much trouble attitude. Very happy with his service.
Very happy with the service, Have used Tony twice.
1- to help me buy and get the best package
2- to refinance, again finding me the best package
Provides a very professional and prompt service
Friendly
Have and will be glad to forward his number on so other clients receive a quality service.
Very happy with Tonys service. His experience sets him apart from other brokers which helped us achieve a great result. Tonys guidance through the whole process from start to end was above and beyond, highly recommend and would use his services again.
I had the pleasure of working with Tony to organise my finances. He had alot of suggestions to assist us with debt consolidation and getting the best rates available. He worked really hard on our loans, consolidated everything to make it workable and cheaper for us. We actually have saved alot since moving our loans and has made managing our finances much easier. Thank you so much Tony as it was a long journey but you did it for us. Life is not so stressful.
Highly recommended as he honest, experienced and makes you feel very comfortable to disclose all your needs.
Tony has done a tremendous job, securing the best interest rates and solutions for us. I highly recommend him due to his extensive experience. He dedicated a lot of time to developing the best scenario for us and followed up with other banks to ensure smooth settlements.
Found me a great rate for a home loan. Very informative, always available to assist. Highly recommend
Tony was great to work with from start to finish. As a first home buyer being new to the process, Tony made the process seamless and easy to work through.
Would highly recommend him to anyone needing assistance, particularly in this tough market
I worked with Tony on my first purchase and found Tony very reliable, resourceful, and pay a lot of attention to my particular finance situation to get the best outcome on my behalf. Definitely recommended.
Tony as my wife and I agree has gone above and beyond not only this time but everytime he has helped us with either refinancing or applying for additionalnew loans. In our latest dealings with Tony there was a few curb balls and added stress in the process of obtaining our loan none of which was caused from Tony which Tony did everything in his power to fix and make run smoothly giving added insurance to us that wed get across the line to get our latest loan. Tony is very professional in his dealings and always keeps us in the loop with information when we have done business with him in the past and this time around. We have no hesitation in recommending using Tony as a Broker representing Mortgage Choice for your future loan enquires.
PS he is also a very nice man
Tony as professional and and made the refinance taste quite straight forward. He explained the options in easy to understand language and kept us informed through the whole process. Cannot recommend him highly enough
Tony helped us refinance our Mortgage which saved us over 6000year. He was very approachable, friendly and would address all our concerns promptly either on the phone, via email or most importantly, when necessary, in person. Tony has very good attention to details and has great understanding of the complexities of the banking system.
He made the whole process a lot easier and less daunting to us. He offered very good advice and got us the best rates.
We highly recommend Tony services.
Thank you Tony.
Tony was absolutely phenomenal in assisting my husband and I consolidate and refinance the debt of two of our largest assets. He was communicative and accessible through the whole process and made it so simple Thank you so much Tony
Tony has been amazing to deal with. He helped us secure our refinancing with exceptional ease. We highly recommend him to others.
Tony Kutlucan has this year assisted me in the process of refinancing my home loan, and he has also helped me obtain vehicle finance. Tony is fabulous to deal with and I highly recommended his services - he is knowledgable and patient and nothing is too much trouble.
Tony was amazing at helping us secure our first home. Very helpful and always had time to answer our many questions. Thanks Tony
Tony Kutlucan was extremely helpful and we appreciate his assistance with our home loan. Thank you.
Tony Kutlucan is a fabulous Adviser - professional, friendly, helpful, and a great communicator. I would not hesitate to recommend Tony to anyone looking for assistance with finding the best loan solution to meet their personal needs.
Tony was fantastic throughout the process, explained things clearly to us and suggested a product which we are very happy with. A big thanks to Tony!
We are really grateful for Tony's assistance and advice. We wanted to refinance our existing mortgage to make the most of the low interest rates before they started going up. Tony was extremely proactive and turned around a high level summary and his recommendations in a matter of days. We signed our new loan application within appx 1 week of our initial discussion with Tony. Highly recommend and am grateful for Tony's expertise.
Tony Kutlucan’s service was exceptional at every step of our re-financing process. From clear explanations to timely assistance with paperwork, we felt well supported throughout the process.
I USED TONY TWICE AND VERY HAPPY WITH HIS DETAILS TO WORK HIS FOLLOW UP AND SERVICE .I WOULD RECOMEND HIM TO ANY OF MY FRIENDS AND FAMILY THAT ARE LOOKING FOR A BROKER REGARDS FERNANDO
Smartline have adopted professional practices to ensure an efficient service. Coupled with professional brokers who understand the market offerings and take the time to listen, has resulted in a great outcome for me. On a personal note, I would like to thank Tony for his patience in dealing with an unusual set of circumstances that I was unaware of. His calm approach and commitment to follow through is rare and demonstrates to me his personal commitment to deliver. Many thanks to Tony and the Smartline team.
15/10
Tony was amazing from start to finish and I could not reccomend him any higher
Tony has a very high communication level and was always contactable anytime. He was fabulous.
Tony Kutlucan took over from our retired broker Jim Ellis. Tony organised our extra money for our home renovation. Tony was with us every step of the way and was available at any time we rang or emailed him. 100% AMAZING!! Definitely recommend him!!
Tony was fantastic! He was extremely knowledgeable about loan products and was efficient and answered all my questions promptly!
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
