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Tony Lau

Mortgage Broker Sydney CBD | Sydney CBD Home Loans

Start your home loan journey today

Buying a home in Sydney CBD

The lure of Sydney’s CBD is obvious! When you are located in this area, you are right in the centre of all the action. Unparalleled convenience, amazing shopping, your choice of restaurants, and plenty of public transport options are all yours in the CBD. It’s no wonder that this area is so popular with residents and tourists alike. You’ll certainly never be bored, with the Royal Botanic Garden, Art Gallery of New South Wales, the Sydney Opera House and more at your fingertips. Plus, you get to enjoy stunning views of the Harbour on top of it all. 

The median apartment price in the Sydney CBD in 2024 was $1,015,000. If you are interested in purchasing a home in this area, speak to Tony Lau today.

Fixed vs variable rate loans

When you take out a home loan, you will need to choose between a fixed and variable rate loan. There is no universally correct choice, as the right option will be dependent on your unique circumstances and preferences.

Fixed rate loans

When your interest rate is fixed, you are protected from any future rate rises for the fixed period, though you will also fail to benefit from any rate reductions. This can be helpful if you prefer to prepare your repayment budget in advance, as your payments will always be uniform. 

Variable rate loans

Conversely, your interest rate may change at any time when you have a variable rate structure. However, with this type of loan you may be able to benefit from more features and flexibility. 

When you partner with Tony as your Sydney mortgage broker, he will talk you through every option at your disposal and help you decide on the best path forward - just get in touch today.

Free loan downloads

Take a look at our selection of free loan downloads to learn more about different facets of the financing process.

Contact Tony Lau on 0433 891 321 to get started on your home loan journey

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