Refinancing | Home loans Batemans Bay, Canberra & Queanbeyan

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Refinancing your home loan

Contrary to popular belief, refinancing your loan doesn’t have to be time-consuming or costly. In fact, you will usually end up saving yourself thousands of dollars and reducing the length of your loan. When you work with Trent Harvey as your mortgage broker in Canberra and the surrounds, he is able to negotiate directly with your lender to help get you a better rate, or assist you in switching to a new lender altogether.

In the current climate, there’s never been a better time to refinance! Make sure your loan is in the best shape it can be - especially if it’s been a few years since you last checked on it - by contacting Trent Harvey for a free home loan review.

The benefits of refinancing

Whether you’re switching lenders or just getting a lower interest rate with your current lender, refinancing can have numerous benefits over both the short and long term.

Some of the benefits of refinancing include

Reducing your interest, therefore lowering your repayments
The ability to consolidate debts for ease of payment
Access to loan features like offset accounts or redraw
Potential to reduce fees with another lender
Unlock equity to fund an investment, renovation, or even a holiday

Talk to us about refinancing

When should I refinance?

Refinancing can be beneficial in many different circumstances, but you should definitely consider getting a free home loan review if

Your loan is at least a few years old, or you haven’t checked on it in a while
You are coming off a fixed rate
You want to access new features
Your personal circumstances or finances have changed
Or you just want a better deal!

If you’re not sure whether refinancing will be beneficial to you, Trent Harvey can look at your case and discuss with you the best option. He knows that every person is unique, and takes the time to understand your needs.

Resources about refinancing

Download our free guide to learn all about what’s involved when you refinance your loan, and feel free to get in touch with any questions you may have. We are here to help!