Your Mortgage Choice Home Loan Broker in East Victoria Park, South Perth, Como, Rivervale and surrounds.

Call: 08 9472 0211

Your expert Mortgage Broker in East Victoria Park - Helping You Find the Best Home Loans. At Mortgage Choice East Victoria Park, we research hundreds of home loans from our panel more than 20 lenders to help you find the home loan that lets you achieve your goals.
Check out our 5-star Google reviews!

Call Us Mortgage Choice East Victoria Park
Office - 08 9472 0211
Fax - 08 9472 0411

Open Hours Mortgage Choice East Victoria Park
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Unit 9, 8 Welshpool Road EAST VICTORIA PARK, WA 6101

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Mortgage Choice in East Victoria Park is your local home finance centre with over 40 years of combined expert experience in the finance industry.

We help thousands of Perth locals across the metropolitan area find the most competitive home loans and financial solutions. Mortgage Choice in East Victoria Park is home to an award-winning team of Mortgage Brokers.

Give us a call today on (08) 9472 0211, we'd love to help you reach your property goals and secure your financial future sooner.

We provide dedicated personal support

Let our expert brokers take the hassle out of finding the right home loan for you.

We do all the legwork and our home loan service is free of charge to our customers, as the lenders pay us! So you can be sure we only have your best interest at heart.

We're multi-award winners, but what's really important to us is that 9 out of 10 customers would recommend us to a friend!

When you choose our team you are not only getting a home loan, you have our commitment to continually talk with you to ensure that your loan meets your changing needs.

You may be:

Buying your First Home

Starting a family and dropping back to one income

Upgrading to a bigger family home

Renovating your current home

Looking to create wealth with an investment property

Looking to aspire to live near Optus Stadium, Claremont, beach side living or perhaps Kings Park

Self Manage your Super Funds

Wanting a Car Loan

Renovating your current home

We work with our clients, undertaking regular reviews and planning to ensure that their loan changes with them.

Mortgage Choice has more than 40 lenders on our panel to source the perfect finance for you.

We are mobile Mortgage Brokers and cover Jolimont, Daglish, Cottesloe, Mosman Park, Subiaco, Manning, East Victoria Park and all neighbouring suburbs.

Tyson is a full member of the Mortgage & Finance Association of Australia and holds a Diploma in Financial Services.

Our professional offices are situated on Unit 9, 8 Welshpool Rd, East Victoria Park. WA 6101

Buying your first home? Click here

Investing in Property? Click here

Refinancing your home loan? Click here

Buying a car? Click here

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

After looking for highly rated Mortgage Brokers in our area we found Tyson and he has been exceptional He has helped us every step purchasing our first home and has been super upfront the whole process. Nathan has also been a great help and we will be sticking with them both going forward. Highly recommend

Zoe
13 July 2024

Could not recommend Tyson and Nathan more Service and support absolutely top notch, always in contact and even checking in after repayments have started.
Anyone looking for mortgage brokers, I highly recommended Tyson or Nathan at Mortgage Choice.

Mel
12 July 2024

Cannot recommend Tyson and Nathan from Mortgage Choice East Victoria Park highly enough As first home buyers we were completely out of our depth and Tyson was amazing at explaining the whole process to us. We were in a position where our financing needed approval ASAP to secure our home, and Tyson went above and beyond to ensure everything was completed in time. Both were so professional, approachable and easy to keep in touch with. Thank you both so much

Grace
11 July 2024

I recently used Mortgage Choice East Victoria Park, and I was blown away by the exceptional level of professionalism and attention to detail. Tyson and Nathan went above and beyond to ensure that my needs were met promptly and effectively. I highly recommend them to anyone looking for top-notch service. Thank you for the outstanding experience

Natasha
27 June 2024

Awesome experience working with Tyson and the team at mortgage choice. Just went it to see how much I could borrow, then we'll fast tracked buying a place. Got us a really good deal that suited our needs. Also broke the whole process down so it was easy to digest. Thanks and if we need anything in the future, that will be the first port of call. Cheers legends

Shaun
27 June 2024

We have used Tyson, Nathan and the team at Mortgage Choice East Vic Park twice now, and both times the process went seamlessly. They were able to secure us a better deal on both occasions, keeping us in the loop from start to finish. They provide a great service and we highly recommend them to anyone looking to secure a new home loan or refinance.

A
17 June 2024

Great service, very helpful, highly recommend

Claire
14 June 2024

Tyson and his team, specifically Nathan, really helped us out with refinancing our mortgage to take some of the sting out of high interest rates. We were told by a broker from another service that we wouldnt even get a look in, but Tyson and his team were able to provide us with a bunch of different options. We are much better of financially thanks to Tyson.

Adam
13 June 2024

Tyson and his team deserve a massive credit They were professional, thorough, methodical and communicated effectively throughout their service delivery. They took us through the whole process step by step from getting our mortgage approved to ensuring our 1st mortgage repayment went through without any dramas. We felt very supported and in good hands. Thank you so much for going above and beyond and making our first home purchase a smooth process

lucille
12 June 2024

We have been using Tyson and his team as our mortgage brokers for the past 9 nearly 10yrs. They are all fantastic at finding us the best rates, keeping us informed about the process of our refinance. Highly recommend

Rachel
05 June 2024

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

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You could borrow up to

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.