Self Employed & Business Loans

Business & Commercial Lending

When you're a small business owner it's important that your finances support your business growth. As many of Franchisees run small businesses themselves, we understand the importance of good financial choices, and we'll put the work in to get you there.

Most self-employed people are short of time. And when it comes to business loans & finance, spending time comparing loans is the best way to ensure you get the best deal, and will put in the time you don't have to make sure you get the lowest rates and the best features. 

 

Mortgage Choice can help with:

• Business loans
• Commercial property loans
• Equipment finance & sourcing
• Financial advice
• Insurance
• Succession planning
• and more!

 

We can help equip your business for growth

Chances are at some stage you’re going to need new equipment – like an espresso machine if you run a café, gym equipment for a fitness centre, or maybe you’re a tradie in need of the latest tools.

You’ve probably identified the gear you need. The hard part can be knowing how to finance it. Plenty of lenders offer equipment leasing and finance. Some are more competitively priced than others, so it definitely pays to shop around.

 

As your local mortgage broker, we can work with you to pinpoint the finance options best suited to your needs, looking at both the rate and features that can help you manage the loan.

 

Commercial Loans

With commercial loans, there are a wide choice of finance options available and the options best suited to your needs will depend on whether you are buying as an investor or as a business owner for use in running your business.

It's important to know that commercial property loan rates may vary between lenders and are often a higher interest rate than a normal home loan. 

This is because commercial property can be seen as a riskier investment. On the plus side, offering a residential property like your home or rental property as security can help to lower commercial property interest rates.

To find out more compare some of our interest rates here!

 

If you have been thinking about investing in a commercial property, then take a minute and watch our short video!

 

Tip - Location is still key!

As with any property investment, location plays a big role in the success of a commercial property. Our tip is to look for an area offering good transport links, a nearby pool of workers, and surrounding businesses that could offer support to lessees.