William Sargeant

Refinancing your loan | Mortgage Broker Lilydale & Mooroolbark

A lot of things have probably changed since you first took out your home loan, which means it's time to consider refinancing. The market is moving quickly and it's vital to ensure your home loan is still a competitive deal. Our Mortgage Broker Lilydale team offer a free Home Loan Health Check to get you started.

What is home loan refinancing?

Refinancing your home loan is the process of moving your home loan balance, from one loan product or bank to a new one. In the process, you could gain a lower interest rate, better features or even a cashback. The most common form of refinancing is to move your home loan from your current lender to a new lender.

Refinancing allows you to use the competition between the banks to get a better deal on your loan, which could potentially save you thousands on your repayments and years off your loan term.

You could secure a lower interest rate, better features or a cashback
You could access equity to renovate or invest
You could restructure your loan or consolidate any other debts you have.
You could switch between a variable and fixed interest rate.

Cashback offers available Request a call

Get started with a free Home Loan Health Check

If you haven't checked your loan in 18 months, or you are coming to the end of a fixed rate term, we recommend booking a free Home Loan Health Check with our team. It's designed to give your current loan a good 'once over' and make sure it is still competitive when compared to the rest of the market.

Our Mortgage Broker Lilydale team will compare your current loan with others available on the market. We look for lower interest rates, better features or a cashback deal either with your current lender or a new one entirely.

If we can find you a better deal, our team will talk you through any fees associated with switching. We will then manage the refinance, including the discharge from your current lender. We do all the legwork for you!

Are cashback incentives worth it when you refinance?

Explore our refinancing resources

Our Mortgage Choice team in Lilydale & Mooroolbark feel strongly about refinancing and we want you to feel informed about your options. Check out some of the resources we have for anyone considering refinancing.

Book a chat with our expert Refinance team

We're focused on making refinancing your home loan as easy as possible. That's why our mobile Mortgage Broker team can come to you throughout Lilydale, Mooroolbark, Chirnside Park and across Melbourne. We can help customers in English or Chinese.

Chat with William and the Mortgage Choice team on 0467 035 110 or click on the button below to request a call back.

Call: 0467 035 110 Request a call

Get the right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~