Refinancing | Home loans Earlwood, Marrickville & Dulwich Hill
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Refinancing your home loan
Did you know that you could be saving money on your home loan repayments? You don’t get any benefits from home loan loyalty, and refinancing to get a lower rate or access new features can save you thousands of dollars annually. If you haven’t checked on your loan recently, now is the time!
The process is easier than you might think, especially when you work with our team at Mortgage Choice in Earlwood.
As your trusted local mortgage broker, Wilson Wong can review your home loan, negotiate a better rate, and assist you with switching. You’ll hardly have to lift a finger!
What are the benefits of refinancing?
The obvious and significant benefit of refinancing is that you could save money over the course of your loan by reducing your interest. However, this isn’t the only benefit. Refinancing can also
- Give you access to new loan features, like offset accounts
- Allow you to consolidate debts
- Unlock equity to fund a renovation or investment
Depending on your loan, there can be fees associated with switching loans or lenders. Usually, these fees are recovered quickly in the savings you make. As your mortgage broker, Wilson Wong can eliminate any surprise costs, and ensure that you are fully informed during the refinancing process.
Free home loan review
You may want to consider refinancing if:
- Your fixed rate is ending
- It’s been a few years since you checked on your loan
- You want to switch lenders
- You just want a better deal!
Still not sure if refinancing is right for you? Here at Mortgage Choice in Earlwood, we can examine your current loan for free and advise you on the best path forward - whether that means your loan is in tip-top shape, or refinancing is the way to go.
Guide to refinancing
Learn all about the pros and cons of refinancing in our handy downloadable guide.
Get in touch with Wilson Wong today for your free home loan review - call 0422 220 321
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