Mortgage Brokers and Home Loans in Underwood & Logan

Call: 0437 347 601

We are the local experts helping the Logan community with home loan & finance services.

Talk to Yuhann Liu, your local Mortgage Broker in Southern Brisbane and Logan. Let Yuhann and his team compare over 25 different lenders to find you the right home loan.

Call Us Mortgage Choice Underwood
Office - 0437 347 601
Fax - 07 3349 9927

Open Hours Mortgage Choice Underwood
Monday - Wednesday - 9:30am - 5:30pm
Thursday - 9:30pm - 9:30pm
Friday - 9:30am - 5:30pm
Weekend & Other Times - By Appointment
Free Appointment

Address

Shop 8C, 21 Kingston Road UNDERWOOD, QLD 4119

As your local mortgage broker with a passion to help people become successful in life, we can take care of your financing needs by carefully assess and analyse your requirements, and then select suitable options from the hundreds of products we have access to from Mortgage Choice's panel of lenders.

Helping YOU find the right solution

Our focus is on helping you, our clients, by listening to you, analyse and understand your requirements, and work out suitable options accordingly. Our unbiased opinion help you make the right decisions that will meet both your short and long term goals.

We can take care of the research, application and communications with third parties for you.

We do more than just home loans

We are experienced and equipped to assist both first home buyers as well as seasoned property investors. These are the areas we can assist you with:

First Home Buyers
Investment Loans (Property or Other Purposes)
Construction / Renovation
Property Research
Bridging Loans
Refinancing Existing Home Loan
Top Up (Increase) Existing Loans
Personal and Car Loans
Debt Consolidation
Equipment Finance & Leasing Commercial Loans
Self-Managed Super Fund (SMSF) Lending
General Insurance

We are thorough and methodical

We all have our personal circumstances at every point in time and hence no one deal is ever the same. We are committed to spend time with you to listen and analyse your requirements, and identify suitable options.

Once we have selected a suitable product, I will then work with all third parties including lenders, solicitors, real estate agents, accountants or car dealerships to promptly execute the transaction. You will also be provided with regular updates every step of the way.

For those who have existing loans in place we will be able to help you revisit the marketplace to identify whether there’s any room for improvement so you don’t miss out what your existing or other lenders may have to offer from time to time.

We don’t charge to find the right loan for you

We are paid by the lender once your loan settles. In some limited circumstances your broker may charge a fee, which would be discussed with you before proceeding.

Extensive coverage & flexibility

We provide service that covers the following areas (but not limited to): Kuraby, Eight Mile Plains, Runcorn, Kingston, Logan Central, Woodridge, Underwood, Rochedale, Rochedale South, Slack Creek, Priestdale, Daisy Hill, Springwood, Shailer Park, Tanah Merah, Loganholme, Cornubia, Carbrook, Meadowbrook, Loganlea.

Don’t wait any longer. Call Yuhann today for an appointment on (07) 3349 5999, or 0437 347 601

You can visit us at our office at Shop 8C, 21 Kingston Road, UNDERWOOD, which is conveniently located at Underwood Central, or we can arrange a location that suits you and your life style.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I recently worked with Yu-hann Liu Mortgage Choice in Underwood for my first home loan, and Im very satisfied with their service. They were professional, knowledgeable, and guided me through every step of the process, making it stress-free. I truly appreciate their prompt communication and personalized advice. Highly recommend to anyone looking for a reliable home loan broker.

18 November 2024

Yu-Hann was amazing to work with for our first investment property purchase He was incredibly helpful and explained everything clearly. His friendly, proactive approach made the whole process easy and stress-free. Highly recommend him to anyone looking for a supportive and knowledgeable mortgage broker

Cherie
25 October 2024

Very , very pleased with the service and personal approach. We had an amazing experience and we highly recommend Yunann and his team .
Everything wa extremely transparent and easy , with a very clean and smooth process.
5 stars and we will definitely came back .
Thank you

ciprian
21 October 2024

First experience and best experience. Yu Hann and the team, kept me in the loop, great sense of humour and HARD WORKER Needed help answering questions and he broke down everything for us in simple terms. I could keep going and the list would be huge. Just go see him today

A.
23 September 2024

Yu-hann has been absolutely fantastic in helping us get our loan sorted out. He has also gone above beyond with his advice, communication being available to assist after-hours as well Would 100 recommend, the best I have come across

Reshabh
01 August 2024

Have used Mortgage Choice Underwood twice now and couldn't be more grateful for the wonderful service provided by Yu-hann and his team. Yu-hann patiently guided us through the whole process and was quick to respond to our queries.

Katie
24 July 2024

The best broker I have encountered so far. Always ready to answer any questions and very diligent in solving financial problems. Five stars for Service and friendly attitude

07 July 2024

Me and my wife recently worked with Yu-hann Liu to secure a loan for our new home, and the experience was fantastic. As it was my first time working with a broker, I greatly appreciated his, knowledge, and helpfulness throughout the entire process.
Yu-hann Liu guided us smoothly through each step, answering all our questions and ensuring we got the best terms possible. His dedication and expertise made... read more

Astrud
26 June 2024

Yu-hann was very thorough and supportive in helping me with obtaining my loan He was very responsive, knowledgeable and friendly and made what could've been a stressful experience alot more streamlined. Couldn't ask for a better mortgage broker

Jessemin
12 May 2024

I recently bought investment property with Mortgage Choice.
Mortgage broker Yu Hann dedicated his clients. He is really reliable, punctual and reputable personality at all times. He understands his duty of care and treating with respect.
His assistant Farisha also informed correct information.
Highly recommend, don't waste your efforts, time and money.
Thank you very very much

kyung
23 April 2024

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now

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You could borrow up to

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Based on standard variable rate over years.

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.