Investment loans | Mortgage Broker Rouse Hill & Castle Hill
As a Mortgage Choice Broker and experienced property investor myself, I understand how important it is to have the right loan structure in place as well as know when it's time to change things up. Let me help build your portfolio with the right investment loan.
Sifting through all the information out there can take time away from the all important investment property search. As your local Rouse Hill Mortgage Broker, I can guide you through the options you have for your investment loan.
Building your portfolio with the right loan
When it comes to choosing your investment loan, the numbers are important: the interest rate, features and loan structure need to work together to leverage your investment into better returns. Let me take the hard work out of deciding what investment loan is right for you.
- Get a great deal with over 30 lenders: At Mortgage Choice, we have access to more than 30 lenders - including the big banks. It means I shop around for you from thousands of investment loans, and have the flexibility to negotiate.
- Save time and energy: I save you considerable time and energy by doing all the legwork on your next investment loan including preparing the application and documentation as well as liaising with the lender.
- Use your equity to invest: Equity can a key part of your investment strategy. I will review your current property and verify how much you can spend on your investment.
- My investment service is free: Your chosen lender pays a commission when your loan settles, so I can provide advice on your investment loan at no cost.
What is Negative vs Positive Gearing?
Positive gearing is where the rental income the property owner receives exceeds the home loan repayments and other expenses on the property. Negative gearing on the other hand is where the rental income is less than the cost of the home loan and other expenses associated with the property.
If your property is negatively geared, you may be able to claim the loss you incur as a tax deduction against your taxable income.
Contact your local Rouse Hill Mortgage Broker - Edric Yiu
Get in touch with me for expert guidance on investment loans and how you can use equity to purchase an investment property.
Whether you are based in the Hills area of Sydney or other parts of the country, I'm more than happy to be of service to you. I can help via phone, video or in-person at a place that suits you.
Call Edric Yiu in Rouse Hill today on 0431 774 310 or click the button below to request a call back.
Call 0466 181 535 Request a call from Edric
