First home buyer | Mortgage broker Marion, Dover Gardens & Warradale
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Start your home loan journey today
Buying your first home in Warradale and the surrounds
Any home purchase is a significant step, both financially and otherwise, but especially when it is your very first home. That’s why Mel works hard to ensure that your finance experience is seamless and simple, so you can focus on your property search and moving house. Mel will take the time to explain any unfamiliar concepts and walk you through the process from start to finish, including completing and submitting all your paperwork, and keeping you informed of your application process. You are in great hands with Mel!
Using a guarantor
Saving up for a house deposit can feel like an uphill battle sometimes. If you are trying to get into the property market with a smaller deposit, and want to avoid the additional cost of lenders mortgage insurance, a guarantor might be the answer for you. Having a guarantor - who is usually a close family member - secure your loan means that you can purchase a home with less than a 20% deposit without paying LMI! If this might be an option for you, talk to Mel today to find out more.
Hidden costs of buying a home
When you’re buying a home, it’s important to factor in other costs - they don’t just stop at the deposit! These costs include
- Loan application fees
- Building inspections
- Stamp duty
- Legal fees
But never fear, when you work with Mel as your mortgage broker in Warradale, she will make sure you are aware of all your obligations and help you prepare for these additional costs.
Learn more about home ownership
Take a look at our free guides to educate yourself further on finance and home ownership.
- First home buyer's guide
- Step-by-step guide to home ownership
- Moving home checklist
- Building your home guide
Contact Mel Pedler today on 0433 132 079 or email Mel here:, to discuss your home loan needs
Mel can also assist you with:
- Mortgage Broker Dover Gardens
- Mortgage Broker Warradale & Hallet Cove
- Refinancing
- First home buyer
- Upgrading or Downsizing your home.
- Construction Loans
- Land and Home Building
The right home loan for your first home
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
