Mortgage Broker Doncaster | Home loans Doncaster

Your local Mortgage Broker Doncaster team

Located just 15 kilometers east of Melbourne’s CBD, Doncaster is a dynamic suburb that offers a blend of city convenience and suburban tranquility. Known for its excellent shopping at Westfield Doncaster, the area also features beautiful parks, walking trails, and expansive views from places like Ruffey Lake Park, making it a great choice for families and professionals alike. With easy access to the Eastern Freeway and reliable public transport options, Doncaster is well-connected to the heart of Melbourne.

If you're considering making Doncaster your home, our Mortgage Broker Doncaster team is here to help make it happen! Reach out to us today.

Why Choose Our Doncaster Mortgage Broker Team

A home loan is one of the biggest financial responsibilities you will take on in your life, so it makes sense to turn to an experienced team for advice. Our Mortgage Broker Doncaster team have helped hundreds of home buyers get a fair deal with the banks and structure their loan to minimise costs.

Understand your numbers and next steps: In our first chat, we talk about what your goals are and then personalise our plan to what you want to achieve. Our Mortgage Broker Doncaster team will talk you through what to expect over the home loan journey and what we plan to do next.
Find a great home loan: There are thousands of home loan options out there, but most of them won't suit you. We search through our panel of 35+ lenders for a few that suit your needs, with great rates and features.
Save time and energy: Our team do all the heavy lifting when it comes to your home loan: putting together the application, chasing the lender and negotiating with your lender.
Our home loan service is free: In Australia, Mortgage Brokers generally provide a free home loan service. Instead, the lender you choose pays a commission when your loan settles.

Our Home Loan Calculators

Our Mortgage Brokers in Doncaster offer choice

As Mortgage Choice brokers, we have access to a lender panel of 35+ lenders, including the big four banks and specialist lenders. That's over 4,000 loan options to choose from! Our Mortgage Broker Doncaster team have the experience to know what lender and product will tick the boxes.

What our Doncaster clients say

"Brendan has been doing this forever and knows it like the back of his hand. When you're at an inspection trying to work out what you can manage, having Brendan's friendly expertise on the other end of the phone makes it all so easy. The cheerful helpful support of the team, checking everything and looking after us while we were in the thick of it, has been absolutely impeccable service and we could not have asked for more." [Adrian, Doncaster]

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Home loan experts

As your local Mortgage Broker Doncaster team, we're here to make life easier by offering simple home loan advice on your next purchase. We pride ourselves on getting our clients a fair deal with the banks.

Find out more about our team

Local Expertise on Doncaster's Property Market

Doncaster effortlessly combines urban convenience and peaceful surrounds. It has a close-knit community, great schools and spacious family blocks.

The average house price in Doncaster has increased by +2.2% over the last 12 months to an even $1,500,000. The average rent for a house is $700, up +16.7% in the last 12 months.
The average unit/apartment price in Doncaster has decreased slightly over the last 12 months to $610,000. The average weekly rent of $550 per week gives investors an average 5.1% rental yield.
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Home loan FAQs

What is an offset account?

An offset account is an effective feature to have on your home loan, so it's worth exploring! An offset account works like a regular transaction account, which means you can use it for everyday expenses. The money kept in your offset account, will 'offset' the amount the amount owing on your home loan reducing the amount of interest you pay (which is calculated daily).

For example: Let's say you have $20,000 in your offset account attached to your home loan of $400,000. Instead of paying interest on the full $400,000, you would pay interest on $380,000, which is minus the amount in your offset. It doesn't reduce your repayment, but it ensures more of the repayment amount goes to paying off your actual home loan, instead of just covering interest. Chat to our Mortgage Broker Doncaster team about home loan products have an offset account attached.

What will my repayments be?

Understanding how much your repayments will be is a key part of understanding your home loan and buying property. It helps understand your maximum budget and how repayments will impact your finances, or what they look like compared to your current rent. While our Mortgage Broker Doncaster team can help you figure out exact figures, we have our advanced home loan repayment calculator to get you started.

Our Repayment Calculator

What is the home loan application process?

Step 1: Initial appointment with us! As your home loan experts in Eltham, we'll discuss your financial situation, needs and goals.
Step 2: Provide documents. Submitting these documents will allow us to conduct a bit of preliminary assessment on exactly how much you can borrow, what your repayments might be and what lenders will suit.
Step 3: Research. Our Doncaster team will then do some research into which of our 35+ lenders suits you and what great loan options they have. We put together a shortlist and you can make a choice on which one you feel is right for you.
Step 4: Conditional approval. The lender will provide conditional approval while they organise a property valuation and a credit check.
Step 5: Unconditional approval. This is when the lender gives you formal acknoledgement that your home loan application has been approved - yay!
Step 6: Complete loan documents. Your loan documents will be sent by your lender. Once they arrive, we'll organise a time to help you complete them.
Step 7: Loan settlement. Your conveyancer/solicitor will organise a settlement date directly with the lender, according to the contract settlement date. We can help you source a great conveyancer if you need one!
Step 8: Complete! Our home loan service doesn't end once your home loan is completed. Our experienced Doncaster Mortgage Broker team will remind you when it's time to review your loan.

Contact our Mortgage Broker Doncaster team

Get in touch with our Mortgage Broker Doncaster team to get started on your own home loan journey - backed by our home loan experts. As your local Mortgage Brokers, we service the areas of Eltham, Greensborough, Doncaster, Templestowe and Diamond Creek, but also support clients Australia-wide by phone or video.

Call the Mortgage Broker Doncaster team on 03 9432 5484 or request a call back below.

Call: 03 9432 5484 Request a call back

Mortgage Broker Doncaster

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~