Refinancing your loan | Mortgage Broker Eltham, Greensborough & Doncaster
Refinancing with Mortgage Choice in Eltham
We love the benefits that come from reviewing your home loan: it can save money and years off your loan, and help you consolidate debt or access equity. It's important to regularly assess where both you and your home loan are at, so you're not paying more than you need to be. Our team at Mortgage Choice in Eltham take the hard work out of the refinancing journey.
Our refinancing journey:
- Step 1: Our refinancing process starts with a review of your home loan and a chat about your goals. Do you want to simply save money on your loan, or are you looking to achieve other goals? We could consolidate debt, access equity or change loan structure while we're at it. It's an important step to make sure you're happy with the outcome.
- Step 2: Our Mortgage Broker Eltham team do the research and negotiation to shortlist some new home loan options for you. We also use this time to approach your current lender to see if they will offer you a rate discount to stay.
- Step 3: Together, we sit down and go through what we found and our recommendations. We talk through savings now and over the life of your loan, what a new lender is willing to offer and any costs that come with refinancing.
- Step 4: If you give us the green light to refinance, our Mortgage Broker Eltham team will manage the administration and legwork of your refinancing - at no cost to you.
Our free home loan review
At Mortgage Choice, we offer a free review of your current home loan to let you know if there's a more competitive deal available. Our Mortgage Broker Eltham team will go through your goals and our panel of 35+ lenders before presenting you with our recommendations for your home loan. Our goal with refinancing is to save you money and achieve your next goal.
Read our blog > Five basic benefits of refinancing
What our refinancing clients say
"From the beginning, Brendan took the time to understand my financial situation and goals to determine the best course of action for me. He presented me with several loan options and explained each one in detail, including the pros and cons of each, so that I could make an informed decision. Brendan made the refinancing process seamless and stress-free for me. He was proactive in following up with the bank and ensuring everything was moving along smoothly. He also kept me informed every step of the way, which gave me peace of mind." [Sumayya, Eltham]
Your home loan experts in Eltham
Having an expert on your side is the key to a successful refinance. Why? Because our Mortgage Broker Eltham team know the market, the lenders and what's a competitive deal. Let us negotiate for you!
Refinancing FAQs
- Break costs with your current lender if you leave a fixed rate term early
- Discharge settlement fee (loan exit or termination fee)
- Application fee
- Property valuation fee
- Mortgage registration fee
- Settlement fee
Book a free review of your home loan
Chat with our passionate refinancing team at Mortgage Choice in Eltham! As your local Mortgage Brokers we service the areas of Eltham, Greensborough, Doncaster, Templestowe and Diamond Creek, but also support clients Australia-wide by phone or video. Book a chat with our team or pop by our office at 739A Main Road Eltham VIC 3095. We would love to see you!
Call Mortgage Choice in Eltham on 03 9432 5484 or request a call back below.
Call: 03 9432 5484 Request a call back
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
