First home buyer | Mortgage broker Cannington, Gosnells & Maddington

Start your home loan journey today

Buying your first home in the Gosnells area

Taking the leap to buy your first home is an exciting time, but there are also often challenges that come with the triumphs. Here at Mortgage Choice in Cannington, Gosnells, Maddington and the surrounds, Luke Lu and his team understand all of these potential pitfalls and can help you navigate them effectively.

Not only will Luke find you an amazing home loan, he will also

Answer all of your questions - without the confusing jargon
Take the time to explain every step of the finance process
Examine your finances and offer advice on how to optimise them for your loan application
Calculate your borrowing power
Complete and submit your application, including pre-approval
Keep you proactively informed during each stage

And best of all, you pay absolutely nothing to get all of these benefits and more! Because your mortgage broker receives a commission directly from your lender, all of Luke’s knowledge and expertise is completely free to you. If you’re considering buying your first home in the next 12 months, get in touch with Luke and the team today - it’s never too soon!

Getting your home loan pre-approved

Pre-approval is not a guarantee of securing finance, however, it is an excellent tool to get a clearer idea of your budget and narrow down your property search. Pre-approval allows you to make offers with confidence, knowing you are in a good place financially and within your expected budget. It can also be helpful to secure pre-approval before going to auctions to prevent overbidding. Pre-approval generally lasts for 3-6 months, giving you time to search for your perfect home.

When you are ready to get your loan pre-approved, talk to Luke Lu and his team. They make the process simple and painless - you won’t have to lift a finger. With Luke Lu as your experienced mortgage broker, all paperwork is taken care of for you, so you can stress less and focus more on house inspections and moving! Get in touch with Luke today to get started.