Refinancing | Home loans Cannington, Gosnells & Maddington

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Refinancing your home loan

In the current economic climate, there’s never been a better time to consider refinancing your home loan. There is a common misconception that refinancing is both difficult and expensive. This couldn’t be further from the truth when you work with Luke Lu as your mortgage broker! In fact, sticking with your current loan could be costing you thousands over time.

Luke and his experienced team can assess your home loan as it currently stands, and identify whether you could be getting a better deal. He will search for the perfect loan for your unique circumstances, complete the application process, and ensure you are kept in the loop throughout the entire journey. He will also examine all break and application costs to make sure that you will come out on top in the future.

Not only could a new home loan save you money on interest, it could also unlock more of your equity, consolidate your debts, reduce your fees, and give you more loan features like offset accounts. The equity you gain could even fund a renovate or investment! With hundreds of loans to choose from, don’t waste your time trying to figure out which one is right for you - let Luke take care of everything!

When is the right time to refinance?

Generally, we recommend checking up on your home loan every few years to make sure it is in the best shape possible. It’s also a good idea to think about refinancing if

Your financial situation has changed recently
Your fixed rate is ending
You are unhappy with your loan or lender
Or if you just want to take advantage of the benefits of refinancing!

If you’re not sure whether refinancing would help you, get in touch with Luke and the team today for a free home loan review. Luke will take a look at your current loan and advise you of its health. He will make sure you are fully informed and ready to make an educated decision about your next steps forward. And if you decide to refinance, you can rely on Luke to make the process as simple as possible. Get in touch with him today at Mortgage Choice in Cannington, Gosnells, Maddington and the surrounding areas to discuss refinancing further.