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Home loans Epping

The well-established suburb of Epping is well-equipped with everything you need in your daily life. Epping offers excellent connectivity throughout Sydney, close to motorways and arterial roads, as well as providing a convenient station with both train and metro lines. You’ll find plenty of eatery options in the area as well as shops and other essential services. And despite its metropolitan conveniences, you won’t miss out on plenty of parks and green spaces when you live in Epping. With schools, childcare facilities, and more - plus a friendly community - you won’t regret living in Epping.

In 2024, the median house price in Epping was $2,567,500. The median apartment price was $800,000. Considering a home to Epping? Talk to Sanjay Modgill as soon as possible about your financing options.

Fixed vs variable home loans

The choice between a fixed and variable rate home loan can be difficult, but there is no one-size-fits-all answer as to which type is better or worse. In reality, the right loan will depend on your circumstances and preferences, as well as the broader economic climate in some cases.

Fixed rate loans

With a fixed rate loan, your interest rate remains the same for a set period of time. This can be appealing for many, as it means you can budget precisely without worrying about rate variances. However, these loans generally offer less flexibility and include fewer features.

Variable rate loans

With a variable interest rate loan, your repayment amount may be subject to change at any time, whether positively or negatively. However, you may also be able to benefit from features like an offset account and more flexible conditions.

When it comes to choosing the right option for you, Sanjay will ensure you understand all the pros and cons of each loan so you can feel confident about your choice.