First home buyer | Mortgage broker Mickleham, Donnybrook & Doncaster

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First home buyers in the Mickleham region

As you prepare for the exciting and potentially stressful milestone of buying your first home, you need the advice of people you can trust - including Sunit and Sunchit, your Mickleham mortgage brokers. They will help you navigate this phase of your financial journey, answering all of your questions and explaining each step of the loan process. They would love to help you achieve your dream of home ownership, so get in touch as soon as you are considering a purchase.

How to prepare your home loan application

Applying for your first home loan can feel like a maze, but Sunit and Sunchit are here to help you. When you apply for your home loan, you will need to provide several documents, including

Identification
Proof of income
Evidence of financial commitments

Your mortgage broker will then take these documents and complete your application for submission. It couldn’t be easier! Save yourself the paperwork headache with Sunchit and Sunit on your side.

What kind of help is available for first home buyers?

As a first-time home buyer, you may have access to certain government schemes and assistance to help you achieve your home ownership dream. These grants usually have very strict eligibility requirements that you will need to fulfil, as well as their own application process. With a range of different support options available, it can feel like a minefield trying to take advantage of them, which is where your mortgage brokers come in. Sunit and Sunchit will work with you to determine if you are able to use any forms of government assistance and take care of your application for you.

You may also be able to use a guarantor to secure your home loan, allowing you to purchase your property with a lower deposit while still avoiding LMI costs. To learn more about this process, talk to your Mickleham mortgage broker team today.