Don't get stuck in your home loan

So many Aussies get stuck in their home loan because they don't know how to re-negotiate. Our free refinancing service means you have a team of loan experts to support you and advocate on your behalf.

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Reviewing your loan is important

Whether you have a home loan, business loan or even a personal loan, reviewing your loan regularly for is important. There a two main ways that you could negotiate your way to a better deal:

• Refinance your loan: Refinancing is when you move your home loan to another lender to take advantage of lower interest rates or better features. When refinancing, it's important to have a wide range of loans to compare your current loan to, so you can see exactly how it stacks up. Refinancing can come with costs like exit fees, but can often mean you will save more in the long run. Our Hoppers Crossing team will go to our panel of over 35 lenders to see who's willing to offer you the best deal. 

• Re-price your loan: Repricing is when we re-negotiate with your current lender for a better deal. This can be where things like your Loan-to-Value Ratio and your property value can really help us get a better deal for you. The best thing about repricing your loan with your current lender is that the discount is usually applied immediately and while the discount may not be as significant as a refinance, it can save you lots of paperwork. We'll approach your current lender on your behalf and let you know if the discount they offer is a good deal.

How we can help with reviewing your loan

The best part about working with our refinancing team is that you're in control! We do the running around to get you some offers from both your current lender and some of the other lenders on our panel. Our refinancing team then sit down with you go through each offer and which will save you more money in the long-run, taking into account any fees you might incur. 

If you give us the go ahead, our Mortgage Broker Hoppers Crossing team will manage the entire process from start to finish. All you have to do is make a decision on which way you want to go! Our relationship with the lenders means that we know if the offer is competitive, and if you could get something better from another lender.

And the best part: our refinancing service is free! The first step is to book a free review of your loan with our team. 

Our refinancing calculator

 

 

We do the hard work for your refinance

Not only do we put you back in control of your home loan, we do all the hard work to get you some offers on the table. Our Hoppers Crossing team will then manage the refinance from start to finish.

Find out more about our team

    

What our refinancing clients say:

"Thank you to Tabitha at Mortgage Choice for helping my husband and I with refinancing two properties and purchasing our current home. She was very flexible with her time availability, walked us through all the steps, took seperate calls when my partner and I were at work and couldn't do meetings/calls together. We never even needed to come to the office as everything could be handled virtually, which was very convenient." (Brydie, Hoppers Crossing)

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Your next refinancing journey starts here

We're passionate about helping our clients achieve their property goals - especially if that means saving money on your repayments. To make our service as accessible as possible, we chat to clients by phone or video. Or better yet, we can meet in person! Visit us at 1/58 Old Geelong Road Hoppers Crossing or we can come to you in Hoppers Crossing, Tarneit, Truganina, Point Cook and right across Melbourne.

Call the team at Mortgage Choice in Hoppers Crossing on 03 9748 7999 or book an appointment directly.

Call: 03 9748 7999  Book an appointment

 

Visit us at 1/58 Old Geelong Road, Hoppers Crossing VIC