Renovation Finance | Mortgage Broker Hoppers Crossing, Tarneit & Truganina

A great foundation for your next renovation

Many of our clients come to us wanting to upgrade their current property to their dream home. Whether it's a new bathroom or full remodel of your home, there are plenty of ways to finance it! With access to over 35 lenders and expertise built over decades of lending experience, our renovation finance team at Mortgage Choice Hopper Crossing is here to help you figure out how to make your dream home a reality. Let's get your reno underway!

How you can finance your next renovation:

Use equity in your home: One of the most popular ways to finance a renovation is to access the equity in your property (the value of your property minus what you owe on your loan). But there's a difference between equity and amount of equity your lender will let you use. We'll help you figure out how much equity you have, and help you put it to good use.
Redraw: If your current home loan has a 'redraw facility' and you have been making more than the minimum repayments, you may be able to redraw some funds to finance your renovation. Our team in Hoppers Crossing will go through what you currently have available and talk you through how to access it.
Personal loans: Personal loans are generally for amounts between $4,000 and $50,000 and tend to have better interest rates than credit cards, which make them an effective way to borrow. We have hundreds of personal loan options and can match you with one that suits your renovation and budget.
Construction loan: If you're planning some serious renovations, whether it's a smaller extension or a completely knock-down. A construction loan allows you to draw funds from the loan as the invoices arrive, helping you manage and minimise interest. Our team specialise in finding our clients cost-effective construction loans to build their dream home.

Refinance to fund your renovation

One of our favourite ways to finance a renovation is by refinancing your current loan. That's because often we can get you a better interest rate, as well as some cash out to get your renovation started! Our team in Hoppers Crossing are experts at negotiating a better deal and helping you achieve your renovation goals.

Pat Borg our Mortgage Broker and Founder in Hoppers Crossing smiling outside our office

Get a fair go with Mortgage Choice

Renovating is big business for the banks, so it's important to have an expert Mortgage Broker on your side to make sure you get a fair go. Our Hoppers Crossing team will match you with a finance product that works for you.

Find out more about our team

What our clients say:

"Matthew and the team were great to deal with. Excellent communication and the service was fantastic. Would highly recommend. Absolutely a 5 star service. Thanks again Matthew and team, you're all amazing!" (Sandra, Tarneit)

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Your dream home starts here

We're passionate about helping our clients achieve their property goals - and renovating to achieve your dream home is definitely on the list! To make our service as accessible as possible, we chat to clients by phone or video. Or better yet, we can meet in person! Visit us at 1/58 Old Geelong Road Hoppers Crossing or we can come to you in Hoppers Crossing, Tarneit, Truganina, Point Cook and right across Melbourne.

Call the team at Mortgage Choice in Hoppers Crossing on 03 9748 7999 or book an appointment directly.

Call: 03 9748 7999 Book an appointment