First home buyer | Mortgage broker Brighton, Seacliff & Hallett Cove

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Buying your first home in the Brighton area

We know that when you’re preparing to buy your first home, it can be a complex and confusing process. You’ve got enough on your mind searching for a home and making offers, without having to worry about deciphering home loan conditions. Fortunately, Amanda Size is here to help you through it all. With Amanda as your mortgage broker, you can rest assured that you will be supported from start to finish, and that all of your questions will be answered.

When you’re buying your first home, Amanda will

Look at your income and expenses and inform you of your borrowing power
Offer you advice to optimise your finances and improve your chances of loan approval
Assess your eligibility for government assistance
Complete and submit your pre-approval application
Keep you informed every step of the way
Support you through to settlement and beyond

Amanda takes the home loan weight off your shoulders by finding you the perfect solution for your circumstances. She will listen to your needs and preferences, and work with you to get the best deal possible. With a broad selection of lenders at her disposal, there will be no doubt that your loan is the right one when Amanda is your mortgage broker. Talk to her today to get started and make your home ownership dreams come true.

Using a guarantor

It can be difficult for first-time buyers to get into the property market, particularly with expenses such as rent and childcare. However, by using a guarantor, you may be able to secure your dream home with a smaller deposit. Generally, if your deposit is less than 20% of the property purchase price, you will need to pay the additional cost of lenders mortgage insurance. With a guarantor, you can avoid this extra expense. Your guarantor, who is usually a close family member such as a parent, acts as security on your loan, making them responsible for your mortgage should you be unable to make your repayments.

Choosing to use a guarantor is a significant financial decision which should not be taken lightly, but Amanda can help you weigh up all the pros and cons before you decide. If this might be an option for you, call Amanda today to discuss your situation further.