Refinancing | Home loans Brighton, Seacliff & Hallett Cove

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Refinancing your home loan

Are you feeling the pinch with your home loan repayments? You’re not alone! There’s never been a more appropriate time to think about refinancing your loan to get a better deal and improve your finances. You may be able to save more than you think - even a small change in interest rate can save you thousands of dollars in interest every single year.

Not only can refinancing save you money, there are also numerous other benefits. Changing loans may be able to reduce or eliminate your account fees, or introduce new features such as offset capabilities. It can also allow you to cash out your equity and fund a renovation or investment property, or even a family holiday - the options are endless! You can talk to Amanda today to find out exactly how refinancing might benefit you. She makes the process effortless for you, so there’s no need to worry about spending time and effort on switching your loan.

Consolidating debts

Another benefit of refinancing is the ability to consolidate your debts. If you have multiple loans, such as a personal or car loan, it might be advantageous to streamline these commitments into one simple payment, particularly if your home loan offers a lower interest rate than other debts. This can help you pay off all of your debts faster, allowing you to reach your financial goals and increase your disposable income.

Debt consolidation may not be the right solution for every situation, however, so it’s important to talk to Amanda about your options. She will examine your finances and support you to make an informed choice that will benefit you both now and in the long term. She will also take care of finding you an amazing new loan and handling the changeover - you won’t have to lift a finger. Get in touch today to find out more.

Free home loan review

Still not sure if refinancing is the right move for you? Book your obligation-free home loan review with Amanda today. She will take the time to understand your unique needs and recommend the best path to take, including taking any loan break costs into consideration. Book your appointment now to learn how you could be better off with a different loan.

Get a free home loan review