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Home loans Brighton

The buzzing Brighton area is an idyllic place to live when you want the best of all worlds. With plenty of boutique stores and eateries to explore, as well as your usual favourites, you’ll have no trouble finding weekend plans. But when you want to escape the crowd, the golden sands of Brighton Beach and the Brighton Jetty are at your fingertips. With schools, public transport, and parks to boot, Brighton really has it all. As its newest resident, you’ll love benefitting from all that this beautiful suburb has to offer.

The median house price in Brighton was $1,132,500 in 2022, while the median apartment price was $505,000. If you’re thinking of purchasing a property in the area, talk to Amanda Size today to discuss your finances and your home loan options.

Home loan pre-approval

When you begin the search for your perfect home, you may not be entirely sure of your budget, and how much a lender will allow you to borrow. Getting your loan pre-approved eliminates this mystery, helping you define your budget and proceed in the buying process with confidence. While still not a concrete guarantee of finance, pre-approval can help you prepare for your repayments and avoid overspending when you make offers. This is particularly useful at auctions, when emotions are running high and you may be tempted to push your limits. You may not have considered that pre-approval can actually also lend you credibility in the negotiation process by showing the seller that you are serious and ready to purchase.

Your pre-approval period usually lasts for around 3-6 months, after which time you will need to reapply. If your financial circumstances change in this period, pre-approval may also be withdrawn and your loan amount reassessed. Fortunately, with Amanda as your local mortgage broker, there’s no need to pull your hair out dealing directly with the banks. Amanda will complete and submit your application and inform you of its status - it couldn’t be easier! She can advise you of your borrowing power and make sure that you feel empowered going into your purchase.

No matter whether it’s your first property or your fifth, you can have peace of mind when you work with Amanda to obtain pre-approval. Capable and knowledgeable, Amanda will make sure you are getting the most out of your home loan. Get in touch with her today to start the process, and save yourself time and stress.